Does this make sense??

Does this make sense?? : FIVE POINTS: I don't do supplements, I do Final Bills and give them to my customer to pay in full. BECAUSE..... In my personal Opinion: Point - 1. The consumer has an agreement with the Repairer to repair their auto as discussed between the repairer and the car owner. Point - 2. The consumer has an agreement with the Insurer that says the insurer will pay for any covered loss, minus any deductible if applicable. Point - 3. The Repairer is not listed anywhere in the consumers Insurance Policy and has no rights or obligations with or to the consumer's insurer. Point - 4 The Insurer is not listed anywhere in the consumers agreement of repair with the Repairer, leaving the repairer with no rights or obligations with or to the consumer's insurer. Point - 5 The repairer has no automatic right discussing and/or modifying that repair agreement at the request of any third party, which would include (but not limited to) representatives from, insurance co.'s, bank's, law firm's, in-law's, grandma, etc. So... lets see. Who is my customer? The consumer. Who's responsibility is it to pay me? The consumer. If the actual repair is less than the estimate I wrote, who do I charge less? The consumer If the actual repair is more than the estimate I wrote, who do I charge more? The consumer. Just like most other businesses on the Planet..! I'm NOT a Claims Handler, I Fix Cars. It really simplifies things. Its not my insurance policy, and its not the insurance companies automobile. FK