Question about Old Accident

Ok, it's been a few years since this accident happened, but I had no access to a forum like this at the time. I thought what happened was wrong and just wanted some opinions. I live in Florida as far as any insurance laws go. (We are a andquot;No Faultandquot; state.) My fiancee was driving southbound coming to pick me up from work. A teenager pulled out from a sideroad turning left to go North. My fiancee slammed her brakes but didn't have enough time to not hit the kids car. She clipped the back edge of his car and the front of my car was pretty smashed up. Neither her or the teen had any damage. (Funny thing is my dad met me there and the kid ended up being one of his students.) The police found that the teen was pretty much more at fault, so it was going to be his insurance paying damages. He had Mercury, I had Geico. I talked with his insurance a few times and they talked to my fiancee. She didn't think about it and told him she was going a few miles an hour over the speed limit. (It was only like 3-4 MPH, but OOPS!!) She also told him there was a turn lane to her right, but how was she supposed to think that fast? Anyways, they decided they'd pay 60% of it and if I wanted more, my insurance could pay the rest. After talking with my insurance, they offered to send their adjuster to look at it so I wouldn't get screwed by Mercury. I agreed to do this. I regret that. It wasn't their insurance that screwed me. The gentleman that went to look at it called me back and gave me the estimate but said he should have the car towed to where Geico takes them. I told him and the storage place no because Mercury was supposed to tow it to their adjuster...Geico was only giving me a backup adjustment. This guy was a total jerk about it saying he knew what he was talking about and that it was his call. I went to the storage place and signed my car out to Mercury to pick up and told them that Geico was NOT to take it. What do they do? Release it to Geico. The moron working at the storage place (who showed no paperwork of my car coming the night before by the way) ended up calling me and telling me I released it to the wrong company, but they gave it to the right one. They then called up my fiancees cell phone trying to find out who she was. MORONS!!!! Anyways, I gave Geico my information on my car's leinholder and they were going to take care of it and get their money back from Mercury when the time came. They repeatedly told me they couldn't get ahold of my leinholder. The guy and car company were shady to begin with, so I just assumed that he disappeared or was in jail or something...so I tried to get info on where he went through the state like Geico told me. Almost a year later, I was like, andquot;What the heck? Let's try calling the car dealership he was based in and see if they have info.andquot; What do you know...he was still THERE!!!! So I called Geico again, gave them the number once more and got it settled, got my car paid off and got a big $600 check after they took care of the storage fees. (Even though storage was worthless.) Am I the only one that can't believe these fools?